What is the wildfire risk in zip code 08040?

Zip code 08040 (South Jersey, NJ) has a WildfireRiskScore of 5.2 out of 10, classified as MEDIUM risk. This is based on USFS Fireshed Registry data, historical fire occurrence, and wildland-urban interface factors.

How many wildfires have occurred near 08040?

In the last 20 years, there have been 6 recorded wildfires within 25 miles of 08040, burning approximately 26K acres. Within 10 miles, 4 fires have occurred. The most recent fire was recorded in 2018.

Will homeowners insurance be affected by wildfire risk in 08040?

Standard homeowners insurance is generally available in 08040. Wildfire risk may increase premiums by an estimated 45% compared to low-risk areas.

Wildfire Risk in Zip Code 08040

South Jersey, New Jersey

🟡 MEDIUM RISK 5.2/10

6 Fires within 25mi (20yr)

26K Acres Burned (25mi)

2018 Last Fire Year

Historical Fires Near 08040 (Last 20 Years)

Radius	Fire Count	Acres Burned
Within 10 miles	4	12,908
Within 25 miles	6	25,584
Within 50 miles	16	—

Most recent fire recorded within 25 miles: 2018

USFS Fireshed Classification

Fireshed Region Eastern

Nearest National Forest / Fireshed Pine Barrens

WildfireRiskScore 5.2 / 10

Insurance Impact for 08040

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Standard Coverage Available

Standard homeowners insurance is generally available in 08040. Wildfire risk factors may affect premiums and specific wildfire coverage terms.

Estimated wildfire-driven premium increase vs. low-risk areas: +45%

Wildfire Insurance Options

Hippo Insurance Wildfire-specific coverage programs Openly High-value wildfire coverage PolicyGenius Compare multiple wildfire insurers

Defensible Space Recommendations for MEDIUM Risk

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Maintain Cleared Vegetation

Keep immediate surroundings clear of dry brush and dead wood. Clean gutters seasonally.

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Know Your Evacuation Zone

How the WildfireRiskScore Is Calculated

The WildfireRiskScore (0–10) for zip code 08040 is a composite of three factors:

USFS Fireshed classification (0–4 points): Based on the USFS Fireshed Registry, which categorizes all US land by wildfire risk using fuel loads, weather patterns, and ignition probability.
Historical fire density (0–3 points): Weighted count of recorded wildfires within 25 miles over the past 20 years from the USFS Fire Occurrence Database.
Terrain and WUI factors (0–3 points): Wildland-Urban Interface (WUI) proximity, elevation, aspect, and slope — areas at the edge of undeveloped wildland are at highest risk.

Nearby Zip Codes in South Jersey

08001 South Jersey, NJ 🟢 LOW-MEDIUM Score: 3.7/10 08004 South Jersey, NJ 🟡 MEDIUM Score: 4.5/10 08007 South Jersey, NJ 🟢 LOW-MEDIUM Score: 3.9/10 08010 South Jersey, NJ 🟡 MEDIUM Score: 4.7/10 08013 South Jersey, NJ 🟢 LOW-MEDIUM Score: 3.7/10

Protect Your Home in 08040

Get quotes from wildfire-specialized insurers and compare coverage options.

Compare Wildfire Insurance for 08040