What is the wildfire risk in zip code 10005?

Zip code 10005 (New York, NY) has a WildfireRiskScore of 4.3 out of 10, classified as MEDIUM risk. This is based on USFS Fireshed Registry data, historical fire occurrence, and wildland-urban interface factors.

How many wildfires have occurred near 10005?

In the last 20 years, there have been 4 recorded wildfires within 25 miles of 10005, burning approximately 2K acres. Within 10 miles, 0 fires have occurred. The most recent fire was recorded in 2019.

Will homeowners insurance be affected by wildfire risk in 10005?

Standard homeowners insurance is generally available in 10005. Wildfire risk may increase premiums by an estimated 36% compared to low-risk areas.

Wildfire Risk in Zip Code 10005

New York, New York

🟡 MEDIUM RISK 4.3/10

4 Fires within 25mi (20yr)

2K Acres Burned (25mi)

2019 Last Fire Year

Historical Fires Near 10005 (Last 20 Years)

Radius	Fire Count	Acres Burned
Within 10 miles	0	0
Within 25 miles	4	1,540
Within 50 miles	11	—

Most recent fire recorded within 25 miles: 2019

USFS Fireshed Classification

Fireshed Region Eastern

Nearest National Forest / Fireshed Adirondack

WildfireRiskScore 4.3 / 10

Insurance Impact for 10005

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Standard Coverage Available

Standard homeowners insurance is generally available in 10005. Wildfire risk factors may affect premiums and specific wildfire coverage terms.

Estimated wildfire-driven premium increase vs. low-risk areas: +36%

Wildfire Insurance Options

Hippo Insurance Wildfire-specific coverage programs Openly High-value wildfire coverage PolicyGenius Compare multiple wildfire insurers

Defensible Space Recommendations for MEDIUM Risk

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Maintain Cleared Vegetation

Keep immediate surroundings clear of dry brush and dead wood. Clean gutters seasonally.

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Know Your Evacuation Zone

How the WildfireRiskScore Is Calculated

The WildfireRiskScore (0–10) for zip code 10005 is a composite of three factors:

USFS Fireshed classification (0–4 points): Based on the USFS Fireshed Registry, which categorizes all US land by wildfire risk using fuel loads, weather patterns, and ignition probability.
Historical fire density (0–3 points): Weighted count of recorded wildfires within 25 miles over the past 20 years from the USFS Fire Occurrence Database.
Terrain and WUI factors (0–3 points): Wildland-Urban Interface (WUI) proximity, elevation, aspect, and slope — areas at the edge of undeveloped wildland are at highest risk.

Nearby Zip Codes in New York

10001 New York, NY 🟢 LOW-MEDIUM Score: 3.5/10 10003 New York, NY 🟡 MEDIUM Score: 4.7/10 10007 New York, NY 🟢 LOW-MEDIUM Score: 2.9/10 10009 New York, NY 🟢 LOW-MEDIUM Score: 2.2/10 10011 New York, NY 🟡 MEDIUM Score: 4.6/10

Protect Your Home in 10005

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