What is the wildfire risk in zip code 10044?

Zip code 10044 (New York, NY) has a WildfireRiskScore of 4 out of 10, classified as MEDIUM risk. This is based on USFS Fireshed Registry data, historical fire occurrence, and wildland-urban interface factors.

How many wildfires have occurred near 10044?

In the last 20 years, there have been 5 recorded wildfires within 25 miles of 10044, burning approximately 8K acres. Within 10 miles, 0 fires have occurred. The most recent fire was recorded in 2009.

Will homeowners insurance be affected by wildfire risk in 10044?

Standard homeowners insurance is generally available in 10044. Wildfire risk may increase premiums by an estimated 39% compared to low-risk areas.

Wildfire Risk in Zip Code 10044

New York, New York

🟡 MEDIUM RISK 4/10

5 Fires within 25mi (20yr)

8K Acres Burned (25mi)

2009 Last Fire Year

Historical Fires Near 10044 (Last 20 Years)

Radius	Fire Count	Acres Burned
Within 10 miles	0	0
Within 25 miles	5	8,021
Within 50 miles	14	—

Most recent fire recorded within 25 miles: 2009

USFS Fireshed Classification

Fireshed Region Eastern

Nearest National Forest / Fireshed Adirondack

WildfireRiskScore 4 / 10

Insurance Impact for 10044

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Standard Coverage Available

Standard homeowners insurance is generally available in 10044. Wildfire risk factors may affect premiums and specific wildfire coverage terms.

Estimated wildfire-driven premium increase vs. low-risk areas: +39%

Wildfire Insurance Options

Hippo Insurance Wildfire-specific coverage programs Openly High-value wildfire coverage PolicyGenius Compare multiple wildfire insurers

Defensible Space Recommendations for MEDIUM Risk

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Maintain Cleared Vegetation

Keep immediate surroundings clear of dry brush and dead wood. Clean gutters seasonally.

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Know Your Evacuation Zone

How the WildfireRiskScore Is Calculated

The WildfireRiskScore (0–10) for zip code 10044 is a composite of three factors:

USFS Fireshed classification (0–4 points): Based on the USFS Fireshed Registry, which categorizes all US land by wildfire risk using fuel loads, weather patterns, and ignition probability.
Historical fire density (0–3 points): Weighted count of recorded wildfires within 25 miles over the past 20 years from the USFS Fire Occurrence Database.
Terrain and WUI factors (0–3 points): Wildland-Urban Interface (WUI) proximity, elevation, aspect, and slope — areas at the edge of undeveloped wildland are at highest risk.

Nearby Zip Codes in New York

10001 New York, NY 🟢 LOW-MEDIUM Score: 3.5/10 10003 New York, NY 🟡 MEDIUM Score: 4.7/10 10005 New York, NY 🟡 MEDIUM Score: 4.3/10 10007 New York, NY 🟢 LOW-MEDIUM Score: 2.9/10 10009 New York, NY 🟢 LOW-MEDIUM Score: 2.2/10

Protect Your Home in 10044

Get quotes from wildfire-specialized insurers and compare coverage options.

Compare Wildfire Insurance for 10044