What is the wildfire risk in zip code 19031?

Zip code 19031 (Phila Suburbs, PA) has a WildfireRiskScore of 4.8 out of 10, classified as MEDIUM risk. This is based on USFS Fireshed Registry data, historical fire occurrence, and wildland-urban interface factors.

How many wildfires have occurred near 19031?

In the last 20 years, there have been 6 recorded wildfires within 25 miles of 19031, burning approximately 14K acres. Within 10 miles, 1 fires have occurred. The most recent fire was recorded in 2021.

Will homeowners insurance be affected by wildfire risk in 19031?

Standard homeowners insurance is generally available in 19031. Wildfire risk may increase premiums by an estimated 43% compared to low-risk areas.

Wildfire Risk in Zip Code 19031

Phila Suburbs, Pennsylvania

🟡 MEDIUM RISK 4.8/10

6 Fires within 25mi (20yr)

14K Acres Burned (25mi)

2021 Last Fire Year

Historical Fires Near 19031 (Last 20 Years)

Radius	Fire Count	Acres Burned
Within 10 miles	1	4,530
Within 25 miles	6	14,136
Within 50 miles	17	—

Most recent fire recorded within 25 miles: 2021

USFS Fireshed Classification

Fireshed Region Eastern

Nearest National Forest / Fireshed Allegheny/Delaware Water Gap

WildfireRiskScore 4.8 / 10

Insurance Impact for 19031

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Standard Coverage Available

Standard homeowners insurance is generally available in 19031. Wildfire risk factors may affect premiums and specific wildfire coverage terms.

Estimated wildfire-driven premium increase vs. low-risk areas: +43%

Wildfire Insurance Options

Hippo Insurance Wildfire-specific coverage programs Openly High-value wildfire coverage PolicyGenius Compare multiple wildfire insurers

Defensible Space Recommendations for MEDIUM Risk

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Maintain Cleared Vegetation

Keep immediate surroundings clear of dry brush and dead wood. Clean gutters seasonally.

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Know Your Evacuation Zone

How the WildfireRiskScore Is Calculated

The WildfireRiskScore (0–10) for zip code 19031 is a composite of three factors:

USFS Fireshed classification (0–4 points): Based on the USFS Fireshed Registry, which categorizes all US land by wildfire risk using fuel loads, weather patterns, and ignition probability.
Historical fire density (0–3 points): Weighted count of recorded wildfires within 25 miles over the past 20 years from the USFS Fire Occurrence Database.
Terrain and WUI factors (0–3 points): Wildland-Urban Interface (WUI) proximity, elevation, aspect, and slope — areas at the edge of undeveloped wildland are at highest risk.

Nearby Zip Codes in Phila Suburbs

19001 Phila Suburbs, PA 🟡 MEDIUM Score: 5.1/10 19004 Phila Suburbs, PA 🟢 LOW-MEDIUM Score: 2.8/10 19007 Phila Suburbs, PA 🟡 MEDIUM Score: 4.6/10 19010 Phila Suburbs, PA 🟡 MEDIUM Score: 5/10 19013 Phila Suburbs, PA 🟡 MEDIUM Score: 5.1/10

Protect Your Home in 19031

Get quotes from wildfire-specialized insurers and compare coverage options.

Compare Wildfire Insurance for 19031