What is the wildfire risk in zip code 60204?

Zip code 60204 (Evanston Area, IL) has a WildfireRiskScore of 4.3 out of 10, classified as MEDIUM risk. This is based on USFS Fireshed Registry data, historical fire occurrence, and wildland-urban interface factors.

How many wildfires have occurred near 60204?

In the last 20 years, there have been 4 recorded wildfires within 25 miles of 60204, burning approximately 12K acres. Within 10 miles, 2 fires have occurred. The most recent fire was recorded in 2013.

Will homeowners insurance be affected by wildfire risk in 60204?

Standard homeowners insurance is generally available in 60204. Wildfire risk may increase premiums by an estimated 35% compared to low-risk areas.

Wildfire Risk in Zip Code 60204

Evanston Area, Illinois

🟡 MEDIUM RISK 4.3/10

4 Fires within 25mi (20yr)

12K Acres Burned (25mi)

2013 Last Fire Year

Historical Fires Near 60204 (Last 20 Years)

Radius	Fire Count	Acres Burned
Within 10 miles	2	4,347
Within 25 miles	4	12,227
Within 50 miles	10	—

Most recent fire recorded within 25 miles: 2013

USFS Fireshed Classification

Fireshed Region Central

Nearest National Forest / Fireshed Shawnee

WildfireRiskScore 4.3 / 10

Insurance Impact for 60204

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Standard Coverage Available

Standard homeowners insurance is generally available in 60204. Wildfire risk factors may affect premiums and specific wildfire coverage terms.

Estimated wildfire-driven premium increase vs. low-risk areas: +35%

Wildfire Insurance Options

Hippo Insurance Wildfire-specific coverage programs Openly High-value wildfire coverage PolicyGenius Compare multiple wildfire insurers

Defensible Space Recommendations for MEDIUM Risk

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Maintain Cleared Vegetation

Keep immediate surroundings clear of dry brush and dead wood. Clean gutters seasonally.

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Know Your Evacuation Zone

How the WildfireRiskScore Is Calculated

The WildfireRiskScore (0–10) for zip code 60204 is a composite of three factors:

USFS Fireshed classification (0–4 points): Based on the USFS Fireshed Registry, which categorizes all US land by wildfire risk using fuel loads, weather patterns, and ignition probability.
Historical fire density (0–3 points): Weighted count of recorded wildfires within 25 miles over the past 20 years from the USFS Fire Occurrence Database.
Terrain and WUI factors (0–3 points): Wildland-Urban Interface (WUI) proximity, elevation, aspect, and slope — areas at the edge of undeveloped wildland are at highest risk.

Nearby Zip Codes in Evanston Area

60201 Evanston Area, IL 🟢 LOW-MEDIUM Score: 2.4/10 60207 Evanston Area, IL 🟢 LOW-MEDIUM Score: 3.9/10 60210 Evanston Area, IL 🟢 LOW-MEDIUM Score: 3.4/10 60213 Evanston Area, IL 🟡 MEDIUM Score: 4.1/10 60216 Evanston Area, IL 🟢 LOW-MEDIUM Score: 3.3/10

Protect Your Home in 60204

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