What is the wildfire risk in zip code 60846?

Zip code 60846 (Chicago South, IL) has a WildfireRiskScore of 4.3 out of 10, classified as MEDIUM risk. This is based on USFS Fireshed Registry data, historical fire occurrence, and wildland-urban interface factors.

How many wildfires have occurred near 60846?

In the last 20 years, there have been 8 recorded wildfires within 25 miles of 60846, burning approximately 28K acres. Within 10 miles, 3 fires have occurred. The most recent fire was recorded in 2007.

Will homeowners insurance be affected by wildfire risk in 60846?

Standard homeowners insurance is generally available in 60846. Wildfire risk may increase premiums by an estimated 47% compared to low-risk areas.

Wildfire Risk in Zip Code 60846

Chicago South, Illinois

🟡 MEDIUM RISK 4.3/10

8 Fires within 25mi (20yr)

28K Acres Burned (25mi)

2007 Last Fire Year

Historical Fires Near 60846 (Last 20 Years)

Radius	Fire Count	Acres Burned
Within 10 miles	3	12,171
Within 25 miles	8	27,534
Within 50 miles	15	—

Most recent fire recorded within 25 miles: 2007

USFS Fireshed Classification

Fireshed Region Central

Nearest National Forest / Fireshed Shawnee

WildfireRiskScore 4.3 / 10

Insurance Impact for 60846

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Standard Coverage Available

Standard homeowners insurance is generally available in 60846. Wildfire risk factors may affect premiums and specific wildfire coverage terms.

Estimated wildfire-driven premium increase vs. low-risk areas: +47%

Wildfire Insurance Options

Hippo Insurance Wildfire-specific coverage programs Openly High-value wildfire coverage PolicyGenius Compare multiple wildfire insurers

Defensible Space Recommendations for MEDIUM Risk

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Maintain Cleared Vegetation

Keep immediate surroundings clear of dry brush and dead wood. Clean gutters seasonally.

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Know Your Evacuation Zone

How the WildfireRiskScore Is Calculated

The WildfireRiskScore (0–10) for zip code 60846 is a composite of three factors:

USFS Fireshed classification (0–4 points): Based on the USFS Fireshed Registry, which categorizes all US land by wildfire risk using fuel loads, weather patterns, and ignition probability.
Historical fire density (0–3 points): Weighted count of recorded wildfires within 25 miles over the past 20 years from the USFS Fire Occurrence Database.
Terrain and WUI factors (0–3 points): Wildland-Urban Interface (WUI) proximity, elevation, aspect, and slope — areas at the edge of undeveloped wildland are at highest risk.

Nearby Zip Codes in Chicago South

60801 Chicago South, IL 🟡 MEDIUM Score: 4.3/10 60804 Chicago South, IL 🟡 MEDIUM Score: 4.4/10 60807 Chicago South, IL 🟡 MEDIUM Score: 4.4/10 60810 Chicago South, IL 🟢 LOW-MEDIUM Score: 3.5/10 60813 Chicago South, IL 🟢 LOW-MEDIUM Score: 2.3/10

Protect Your Home in 60846

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Compare Wildfire Insurance for 60846