Wildfire Risk in Zip Code 75431
NE Texas, Texas
MEDIUM RISK 5.6/10
17 Fires within 25mi (20yr)
44K Acres Burned (25mi)
2011 Last Fire Year
Historical Fires Near 75431 (Last 20 Years)
| Radius | Fire Count | Acres Burned |
|---|---|---|
| Within 10 miles | 6 | 15,044 |
| Within 25 miles | 17 | 44,085 |
| Within 50 miles | 41 | — |
Most recent fire recorded within 25 miles: 2011
USFS Fireshed Classification
Fireshed Region Southwest
Nearest National Forest / Fireshed Texas Hill Country
WildfireRiskScore 5.6 / 10
Insurance Impact for 75431
Standard Coverage Available
Standard homeowners insurance is generally available in 75431. Wildfire risk factors may affect premiums and specific wildfire coverage terms.
Estimated wildfire-driven premium increase vs. low-risk areas: +50%
Defensible Space Recommendations for MEDIUM Risk
Maintain Cleared Vegetation
Keep immediate surroundings clear of dry brush and dead wood. Clean gutters seasonally.
Know Your Evacuation Zone
Register for local emergency alerts. Keep an emergency kit ready. Have one evacuation route planned.
How the WildfireRiskScore Is Calculated
The WildfireRiskScore (0–10) for zip code 75431 is a composite of three factors:
- USFS Fireshed classification (0–4 points): Based on the USFS Fireshed Registry, which categorizes all US land by wildfire risk using fuel loads, weather patterns, and ignition probability.
- Historical fire density (0–3 points): Weighted count of recorded wildfires within 25 miles over the past 20 years from the USFS Fire Occurrence Database.
- Terrain and WUI factors (0–3 points): Wildland-Urban Interface (WUI) proximity, elevation, aspect, and slope — areas at the edge of undeveloped wildland are at highest risk.
Nearby Zip Codes in NE Texas
Protect Your Home in 75431
Get quotes from wildfire-specialized insurers and compare coverage options.
Compare Wildfire Insurance for 75431