What is the wildfire risk in zip code 77076?

Zip code 77076 (Houston, TX) has a WildfireRiskScore of 5.2 out of 10, classified as MEDIUM risk. This is based on USFS Fireshed Registry data, historical fire occurrence, and wildland-urban interface factors.

How many wildfires have occurred near 77076?

In the last 20 years, there have been 15 recorded wildfires within 25 miles of 77076, burning approximately 36K acres. Within 10 miles, 4 fires have occurred. The most recent fire was recorded in 2023.

Will homeowners insurance be affected by wildfire risk in 77076?

Standard homeowners insurance is generally available in 77076. Wildfire risk may increase premiums by an estimated 50% compared to low-risk areas.

Wildfire Risk in Zip Code 77076

Houston, Texas

🟡 MEDIUM RISK 5.2/10

15 Fires within 25mi (20yr)

36K Acres Burned (25mi)

2023 Last Fire Year

Historical Fires Near 77076 (Last 20 Years)

Radius	Fire Count	Acres Burned
Within 10 miles	4	19,926
Within 25 miles	15	35,971
Within 50 miles	20	—

Most recent fire recorded within 25 miles: 2023

USFS Fireshed Classification

Fireshed Region Southwest

Nearest National Forest / Fireshed Texas Hill Country

WildfireRiskScore 5.2 / 10

Insurance Impact for 77076

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Standard Coverage Available

Standard homeowners insurance is generally available in 77076. Wildfire risk factors may affect premiums and specific wildfire coverage terms.

Estimated wildfire-driven premium increase vs. low-risk areas: +50%

Wildfire Insurance Options

Hippo Insurance Wildfire-specific coverage programs Openly High-value wildfire coverage PolicyGenius Compare multiple wildfire insurers

Defensible Space Recommendations for MEDIUM Risk

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Maintain Cleared Vegetation

Keep immediate surroundings clear of dry brush and dead wood. Clean gutters seasonally.

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Know Your Evacuation Zone

How the WildfireRiskScore Is Calculated

The WildfireRiskScore (0–10) for zip code 77076 is a composite of three factors:

USFS Fireshed classification (0–4 points): Based on the USFS Fireshed Registry, which categorizes all US land by wildfire risk using fuel loads, weather patterns, and ignition probability.
Historical fire density (0–3 points): Weighted count of recorded wildfires within 25 miles over the past 20 years from the USFS Fire Occurrence Database.
Terrain and WUI factors (0–3 points): Wildland-Urban Interface (WUI) proximity, elevation, aspect, and slope — areas at the edge of undeveloped wildland are at highest risk.

Nearby Zip Codes in Houston

77001 Houston, TX 🟠 HIGH Score: 7.1/10 77004 Houston, TX 🟡 MEDIUM Score: 5.7/10 77007 Houston, TX 🟠 HIGH Score: 7.1/10 77010 Houston, TX 🟡 MEDIUM Score: 5.3/10 77013 Houston, TX 🟠 HIGH Score: 6.4/10

Protect Your Home in 77076

Get quotes from wildfire-specialized insurers and compare coverage options.

Compare Wildfire Insurance for 77076