What is the wildfire risk in zip code 78707?

Zip code 78707 (Austin, TX) has a WildfireRiskScore of 5.5 out of 10, classified as MEDIUM risk. This is based on USFS Fireshed Registry data, historical fire occurrence, and wildland-urban interface factors.

How many wildfires have occurred near 78707?

In the last 20 years, there have been 13 recorded wildfires within 25 miles of 78707, burning approximately 35K acres. Within 10 miles, 4 fires have occurred. The most recent fire was recorded in 2023.

Will homeowners insurance be affected by wildfire risk in 78707?

Standard homeowners insurance is generally available in 78707. Wildfire risk may increase premiums by an estimated 48% compared to low-risk areas.

Wildfire Risk in Zip Code 78707

Austin, Texas

🟡 MEDIUM RISK 5.5/10

13 Fires within 25mi (20yr)

35K Acres Burned (25mi)

2023 Last Fire Year

Historical Fires Near 78707 (Last 20 Years)

Radius	Fire Count	Acres Burned
Within 10 miles	4	6,099
Within 25 miles	13	34,661
Within 50 miles	19	—

Most recent fire recorded within 25 miles: 2023

USFS Fireshed Classification

Fireshed Region Southwest

Nearest National Forest / Fireshed Texas Hill Country

WildfireRiskScore 5.5 / 10

Insurance Impact for 78707

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Standard Coverage Available

Standard homeowners insurance is generally available in 78707. Wildfire risk factors may affect premiums and specific wildfire coverage terms.

Estimated wildfire-driven premium increase vs. low-risk areas: +48%

Wildfire Insurance Options

Hippo Insurance Wildfire-specific coverage programs Openly High-value wildfire coverage PolicyGenius Compare multiple wildfire insurers

Defensible Space Recommendations for MEDIUM Risk

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Maintain Cleared Vegetation

Keep immediate surroundings clear of dry brush and dead wood. Clean gutters seasonally.

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Know Your Evacuation Zone

How the WildfireRiskScore Is Calculated

The WildfireRiskScore (0–10) for zip code 78707 is a composite of three factors:

USFS Fireshed classification (0–4 points): Based on the USFS Fireshed Registry, which categorizes all US land by wildfire risk using fuel loads, weather patterns, and ignition probability.
Historical fire density (0–3 points): Weighted count of recorded wildfires within 25 miles over the past 20 years from the USFS Fire Occurrence Database.
Terrain and WUI factors (0–3 points): Wildland-Urban Interface (WUI) proximity, elevation, aspect, and slope — areas at the edge of undeveloped wildland are at highest risk.

Nearby Zip Codes in Austin

78701 Austin, TX 🟠 HIGH Score: 7.6/10 78704 Austin, TX 🟠 HIGH Score: 6.9/10 78710 Austin, TX 🟠 HIGH Score: 6.1/10 78713 Austin, TX 🟡 MEDIUM Score: 5.4/10 78716 Austin, TX 🟠 HIGH Score: 7.6/10

Protect Your Home in 78707

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