What is the wildfire risk in zip code 94613?

Zip code 94613 (Oakland, CA) has a WildfireRiskScore of 6.8 out of 10, classified as HIGH risk. This is based on USFS Fireshed Registry data, historical fire occurrence, and wildland-urban interface factors.

How many wildfires have occurred near 94613?

In the last 20 years, there have been 22 recorded wildfires within 25 miles of 94613, burning approximately 39K acres. Within 10 miles, 5 fires have occurred. The most recent fire was recorded in 2007.

Will homeowners insurance be affected by wildfire risk in 94613?

Standard homeowners insurance is generally available in 94613. Wildfire risk may increase premiums by an estimated 64% compared to low-risk areas.

Wildfire Risk in Zip Code 94613

Oakland, California

🟠 HIGH RISK 6.8/10

22 Fires within 25mi (20yr)

39K Acres Burned (25mi)

2007 Last Fire Year

Historical Fires Near 94613 (Last 20 Years)

Radius	Fire Count	Acres Burned
Within 10 miles	5	7,036
Within 25 miles	22	39,424
Within 50 miles	36	—

Most recent fire recorded within 25 miles: 2007

USFS Fireshed Classification

Fireshed Region Pacific Southwest

Nearest National Forest / Fireshed CALFIRE Zone

WildfireRiskScore 6.8 / 10

CalFire FHSZ Zone Very High Fire Hazard Severity Zone (VHFHSZ)

Insurance Impact for 94613

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Standard Coverage Available

Standard homeowners insurance is generally available in 94613. Wildfire risk factors may affect premiums and specific wildfire coverage terms.

Estimated wildfire-driven premium increase vs. low-risk areas: +64%

Wildfire Insurance Options

Hippo Insurance Wildfire-specific coverage programs Openly High-value wildfire coverage PolicyGenius Compare multiple wildfire insurers

Defensible Space Recommendations for HIGH Risk

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Zone 1 (0–30 ft)

Remove dead vegetation, create ember-resistant zone around home. Clear gutters and roof of debris regularly.

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Zone 2 (30–100 ft)

Space trees 10 ft apart crown-to-crown. Remove ladder fuels (low branches). Mow grass to 4 inches or less.

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Home Hardening

Use ember-resistant vents, Class A roof materials, multi-pane windows. Enclose eaves and soffits.

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Evacuation Plan

Know your evacuation zone and two exit routes. Sign up for local emergency alerts. Keep gas tank above half.

How the WildfireRiskScore Is Calculated

The WildfireRiskScore (0–10) for zip code 94613 is a composite of three factors:

USFS Fireshed classification (0–4 points): Based on the USFS Fireshed Registry, which categorizes all US land by wildfire risk using fuel loads, weather patterns, and ignition probability.
Historical fire density (0–3 points): Weighted count of recorded wildfires within 25 miles over the past 20 years from the USFS Fire Occurrence Database.
Terrain and WUI factors (0–3 points): Wildland-Urban Interface (WUI) proximity, elevation, aspect, and slope — areas at the edge of undeveloped wildland are at highest risk.

For California zip codes, the CalFire Fire Hazard Severity Zone (FHSZ) designation is also shown. The FHSZ is used by California state law to regulate building codes and insurance requirements.

Nearby Zip Codes in Oakland

94601 Oakland, CA 🟠 HIGH Score: 7.2/10 94604 Oakland, CA 🟠 HIGH Score: 7.7/10 94607 Oakland, CA 🔴 VERY HIGH Score: 8/10 94610 Oakland, CA 🔴 VERY HIGH Score: 9.4/10 94616 Oakland, CA 🔴 VERY HIGH Score: 9.1/10

Protect Your Home in 94613

Get quotes from wildfire-specialized insurers and compare coverage options.

Compare Wildfire Insurance for 94613